Legal

Terms of Service

Effective: March 21, 2026 / Revised: August 26, 2026 — ILOC LLC

The Japanese version shall prevail in case of any inconsistency.

Article 1 (Service Overview)

These Terms of Service set forth the conditions of use for the Large Shareholding Report Notification Service (the “Service”) provided by ILOC LLC (the “Company”). The Service is provided as a paid plan with a monthly fee (the “Paid Plan”), with a free trial period available for a certain period after registration (the “Free Trial Period”). The main features of the Service are as follows:

Article 2 (Beta Version)

The Service is currently provided as a beta version. With respect to use during the Free Trial Period, please note the following:

The Paid Plan is provided as a commercial service and is not subject to the beta-version provisions of this Article; the Company’s liability regarding the Paid Plan is governed by Article 4 (Disclaimer).

Article 3 (Nature of Information)

The Service aggregates factual information (filer, target stock, ownership ratio, etc.) from large shareholding reports publicly disclosed through EDINET and delivers it to users by email and other means. The Service does not provide investment advice and does not recommend the purchase or sale of any financial instrument, nor does it provide evaluations of individual issues or price forecasts.

Article 4 (Disclaimer)

  1. All investment decisions and actions based on information provided by the Service are made at the user’s own risk.
  2. The Company shall not be liable for any damages incurred by users in connection with the Service, except in cases of the Company’s willful misconduct or gross negligence.
  3. Even in the cases set forth in the preceding paragraph, the Company’s liability shall be capped at an amount equivalent to the most recent one (1) month of Paid Plan fees received from the affected user as of the time the damage arose.

Article 5 (Paid Plan Fees and Automatic Renewal)

  1. The monthly fee, automatic renewal terms, cancellation method and other transaction terms of the Paid Plan shall be governed by the application screen and the Notation Based on the Act on Specified Commercial Transactions.
  2. The Paid Plan automatically renews each month on the billing date agreed by the user at the time of application.
  3. The monthly fee is charged on each monthly billing date through a payment processor designated by the Company (e.g., Stripe Payments Japan, Inc.). The user’s credit card information is not retained by the Company; the payment processor handles such information.
  4. On the final confirmation screen of the Paid Plan application, the Company will display the monthly fee, the fact that the plan automatically renews each month, and the cancellation method.

Article 6 (Cancellation of the Paid Plan)

  1. A Paid Plan user may cancel the Paid Plan at any time by completing self-cancellation procedures from the My Page area of the Service. The Company shall not require any inquiry or other procedure intended to dissuade cancellation.
  2. Upon completion of the cancellation procedure, the user’s Paid Plan will terminate on the last day of the billing period containing the cancellation (i.e., the day before the next scheduled billing date). The user may continue to use the Paid Plan features during that period. However, if the cancellation, or the account closure under the following paragraph, is made while payment of the monthly fee remains unconfirmed (e.g., a failed charge), the Company may terminate the Paid Plan immediately in order to stop any further billing.
  3. A user may close their account (terminate use of the account) from My Page. In the case of account closure, the Paid Plan terminates at the same time as provided in the preceding paragraph, but delivery of notification emails stops at the moment the account closure is completed. In that case the user cannot receive notifications for the remainder of the billing period, and the Company will not refund the portion of the fee corresponding to that remainder. A user who wishes to receive notifications through the last day of the billing period and only terminate the automatic renewal should use the cancellation procedure under Paragraph 1 rather than account closure.
  4. No pro-rated refund of the monthly fee will be made if cancellation or account closure occurs in the middle of a billing period.

Article 7 (Fee Revisions)

  1. The Company may revise the monthly fee of the Paid Plan due to economic conditions or other circumstances.
  2. For existing Paid Plan users, the Company will notify the revised fee and its effective date individually by email or other means at least one (1) month prior to the effective date, and will apply the new fee only after obtaining each user’s individual consent.
  3. A user who does not consent to the new fee may cancel pursuant to Article 6 by the day before the effective date. In such case, the user may continue to use the Service at the pre-revision fee through the end of that billing period.

Article 8 (Service Changes, Suspension and Termination)

  1. The Company may change, temporarily suspend, or terminate the Service in the following circumstances:
    • When system maintenance or incident response is required
    • In the event of natural disasters, regulatory changes, or other unavoidable circumstances
    • When the Company otherwise deems it necessary
  2. If, as a result of the preceding paragraph, the Company can no longer continuously provide all or a material part of the Paid Plan, the Company will use reasonable efforts to give prior notice to Paid Plan users by email or other means.

Article 9 (Prohibited Activities)

Users shall not engage in any of the following activities:

Article 10 (Unsubscribing from Notifications)

Users may stop receiving notifications (unsubscribe) at any time. Instructions for unsubscribing are included in each notification email, and unsubscribing is also available from My Page. Unsubscribing is a separate procedure from cancellation of the Paid Plan (Article 6); unsubscribing does not by itself terminate the Paid Plan contract.

Article 11 (Amendment of These Terms)

  1. The Company may amend these Terms without obtaining the individual consent of users, pursuant to Article 548-4 of the Civil Code of Japan, where either of the following applies:
    1. the amendment conforms to the general interests of users; or
    2. the amendment does not contravene the purpose of the contract and is reasonable in light of the necessity for the amendment, the appropriateness of the amended content, and the circumstances relating to the amendment.
  2. When amending these Terms under the preceding paragraph, the Company will give notice of the content of the amended Terms and of their effective date, by posting on the website of the Service or by other appropriate means, before that effective date arrives.
  3. The notice under the preceding paragraph will be given at least one (1) month prior to the effective date. This does not apply, however, to amendments that conform to the general interests of users or that are minor in nature.
  4. Notwithstanding this Article, revisions to the monthly fee of the Paid Plan shall be governed by Article 7 and require the individual consent of the user.
  5. A user who does not consent to the amended Terms may cancel the Paid Plan by the day before the effective date, in the manner provided in Article 6.

Article 12 (Governing Law and Jurisdiction)

These Terms shall be governed by the laws of Japan. The Tokyo District Court shall have exclusive jurisdiction of first instance over any disputes arising in connection with the Service.

Article 13 (Contact)

For inquiries regarding these Terms of Service, please contact us through the following:

ILOC LLC Contact Form: here